Original Medicare (Part A & Part B) Plans
Original Medicare (Parts A & B) Help in Georgia & Tennessee
Medicare can feel overwhelming, but it doesn’t have to be. At Solutions to Medicare, we make it simple to understand Original Medicare, which includes Part A (hospital insurance) and Part B (medical insurance). These two parts form the foundation of your Medicare coverage.
Whether you’re turning 65, qualifying through disability, or helping a loved one explore options, our team provides clear guidance and local Medicare help throughout North Georgia, Chattanooga, TN, and the surrounding areas. We’ll explain your benefits in plain language and walk with you through every step of enrollment.
What is Original Medicare?
Original Medicare is the government-funded health insurance program for seniors and certain individuals with disabilities. It’s made up of two parts:
Part A (Hospital Insurance): Covers inpatient hospital care, skilled nursing facility stays, hospice, and some home health care.
Part B (Medical Insurance): Covers doctor visits, preventive services, outpatient care, lab work, and durable medical equipment.
Together, Part A and Part B provide essential coverage—but they don’t cover everything.
Key Benefits:
- Nationwide Coverage – Accepted by most doctors and hospitals in the U.S.
- Flexibility – See any provider who takes Medicare, no network restrictions.
- Predictable Costs – Standardized premiums and cost-sharing.
- Choice to Add Coverage – Pair with Part D for prescriptions and Medigap for extra protection.
- Guaranteed Eligibility at 65 – Most people qualify when they turn 65.
Who’s Eligible for Original Medicare?
You may qualify for Medicare Parts A & B if you are:
- Age 65 or older
- Under 65 with a qualifying disability
- Any age with End-Stage Renal Disease (ESRD) or ALS
Who Should Consider Original Medicare?
Original Medicare (Parts A & B) offers hospital and medical insurance with broad access to doctors and hospitals nationwide. It may be the right choice if:
- You’re turning 65 – Most people should review and enroll around their 65th birthday.
- You want nationwide coverage – Accepted by providers across the U.S.
- You prefer flexibility – No restrictive provider networks.
- You may add extra coverage – Pair with a Medigap plan for out-of-pocket costs and Part D for prescriptions.
- You have retiree or employer insurance that works well with Medicare.
If you’re approaching 65 or planning retirement, now is the time to explore how Original Medicare fits your needs.
What Original Medicare Covers—and What It Doesn’t
Covered by Original Medicare:
- Hospital stays and inpatient care (Part A)
- Doctor visits, preventive screenings, & outpatient services (Part B)
- Medically necessary equipment and certain lab tests
Not Covered by Original Medicare:
- Prescription drugs (requires Part D)
- Most dental, vision, and hearing services
- Long-term custodial care
- Routine physical exams
- Services or supplies that are not considered medically necessary
That’s why many people add a Medicare Supplement (Medigap) or switch to a Medicare Advantage (Part C) plan for more complete coverage.
How We Help with Original Medicare in Tennessee & Georiga
At Solutions to Medicare, we know that understanding Parts A & B is only the beginning. What matters most is having someone you trust to walk with you through the process. That’s where we come in:
- Clear Explanations – We break down Medicare in plain language so you know exactly what you’re signing up for.
- Enrollment Assistance – From forms to deadlines, we guide you step by step to make sure nothing gets missed.
- Personalized Guidance – We help you decide if Original Medicare alone is enough—or if a Medicare Supplement (Medigap) or Medicare Advantage plan would give you better protection.
- Ongoing Local Support – Our help doesn’t stop once you enroll. We’re your go-to resource in North Georgia and Chattanooga, TN for questions, updates, or plan changes year after year.
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